What is not to love about Southern California? Or SoCal if you will. This is the part of the Golden State that include two major cities, Los Angeles and San Diego. It is home to the second-busiest airport in the world, the Los Angeles International Airport. The area is where you’ll find the Tech Coast, which represents many well-known research universities, as well as public and private institutions.
Of course, part of what makes SoCal so popular is it’s label as a major entertainment capital – what with it being the home of Hollywood. Not only that, SoCal boasts of great skateboard culture, surf spots and sports teams.
With this much activity, it’s no wonder that Southern California is so congested and presents headache-inducing traffic. As a result, there are higher rates of auto theft and accidents in this part of California. This alone should be a cause for concern for parents who have teenage drivers.
This is why getting Auto Insurance Southern California for your teen is so important. That, and car insurance is a legal requirement in the state and drivers should have, at the minimum, liability insurance. Plus, getting coverage shouldn’t be that hard, as there are services like what we here at Car Insurance California offer: matching your individual coverage needs with the right agent.
What You Need to Know
In the state of California, your son or daughter is allowed to begin the licensing processes at the age of 15 and a half. However, before they can be fully licensed, they need to complete driver training and get a provisional permit.
In order to get a provisional permit from the California DMV, the following documents and information need to be in order:
- Application Form
- Parental Signatures
- Social Security Number
- Application Fee
- Proof of Driver Education
Keep in mind that your teen driver should have a provisional permit at least six months before applying for a license. During this time, the DMV will administer a driving test before issuing a driver’s license. Another thing to take note of is having proof of insurance in place before taking a driving test. If this is not available, the test will be postponed. So, make sure your child has Auto Insurance in Southern California in place before allowing them to take the test. You can get in touch with us here at Nation Quote and we will help you find the right insurance policy that suits your teens needs and your budget.
How Much Liability Insurance Are Teens Required to Have?
The state of California requires drivers and vehicle owners to carry minimum monetary limits, and these include:
- $15,000 for injury or death of 1 person per accident
- $30,000 for injury or death of 2 or more persons per accident
- $5,000 for any property damage per accident
Always Remind Your Child…
As a parent, you set an example for your children. You play a part in helping them develop safe driving habits, and these includes reminding them of simple things, such as always carry their Auto Insurance in the vehicle.
Follow the rules of the road and never give in to impulses to speed.
Never text or answer the phone while driving.
SoCal can be challenging for teenage drivers, which is why you have to protect them at all costs. And securing vehicle coverage is one of the best things you can do for them. So, if you’re looking for the best car insurance in Southern California, don’t hesitate to contact us here at Nation Quote and we’d be delighted to be of service.